![]() If they don’t wait before selling it to you, you have the right to cancel the insurance and get a full refund. ![]() ![]() This gives you time to consider if you need it. When you buy a new mobile phone, you can usually pay to add insurance to your phone plan.įrom 5 October 2021, salespeople must wait four days before selling you insurance as an 'extra' to your main purchase. This will increase your premium, but it's generally cheaper than paying for separate insurance. If not, most policies have an option to include them. ![]() Check if your device is already insured Home contents insuranceĬheck if your home contents insurance policy includes portable items. Your device may already be insured, or you may choose to pay for separate cover. Some policies don’t cover loss or mechanical damage. It generally covers you against theft or damage in or away from your home. Insurance for mobile devices is often called portable cover, personal effects cover, personal valuables cover or single item insurance. However, make sure you're not paying more for the insurance than the device is worth. Insurance can be a good way to help cover the cost of repair or replacement. Mobile electronic devices can be easily lost, damaged or stolen. ![]()
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